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Jeff Stoffel | Blog

Tuesday, January 25, 2022   /   by Jeff Stoffel

STARTER HOME BASICS ...How to own a home

What comes to mind when you picture your ideal home? A pool? Tennis courts? So many rooms that people FaceTime from opposite ends of the house instead of meeting in the middle? That all sounds great?but before you can live like Beyoncé, you have to start somewhere. We sat down with Trenton Hoggard, a CENTURY 21 agent at Wright-Pace Real Estate in Jonesboro, AR, to get the inside scoop on buying and owning a starter home.

TIRED OF RENTING?

Ah, renting. Landlords, roommates, the neighbors who seem to either loudly argue or purposely park in your driveway?it can get old pretty quickly. Here’s the good news, the difference between renting and buying a home may seem huge?especially when you factor things like student loans into the picture?but in reality, the costs are more similar than you would think. Having student debt is “not going to be a deal breaker” when it comes to buying a house, says Hoggard. In fact, Hoggard adds that the “major ...

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Tuesday, January 25, 2022   /   by Jeff Stoffel

The Advantages and Disadvantages of Different Types of Homes

Wouldn’t it be nice if homes came as “one size fits all” to save you from the decision-making process? Unfortunately, you can’t try on different living spaces as you would jeans or shoes. To help out, we’ve created a list of the advantages and disadvantages of different homes.

Apartment or Condo

An apartment or condo is one unit of a larger building. The difference between them is that you rent the former and buy the latter. Deciding which option is better for you is an entirely other conversation — check out our renting vs. buying calculator for more. Regardless, both options offer some pros and cons regarding physical living space.

Advantages:

– Maintenance and repairs are covered.– Utility bills can be lower because you may not be responsible for heat or water.– Amenities, such as security and fitness centers, may be included.

Disadvantages:

– Privacy isn’t promised — sounds can trave! ...

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Tuesday, January 25, 2022   /   by Jeff Stoffel

What Singles Look For in a Home

Single and ready to…own a home? Today, more and more people are looking to buy a home before they enter into relationships. In 2019, singles made up over 20% of the home buying market, and that number may grow this year. As a real estate agent, are you ready to cater to this growing demographic? Here are some things to remember that may help you navigate this type of home buyer.
Their Safety is Top PriorityWhile most people generally value their safety, singles may make it a higher priority since they will more likely be leaving and returning home on their own. When showing a home to potential home buyers, make sure to highlight aspects that may make them feel more secure. These can include structural features such as an attached garage and window locks, as well as neighborhood qualities like well-lit streets and bustling businesses nearby. Guide them towards properties in close-knit communities, since neighbors there may be more on the lookout for each other’s well-beingh ...

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Tuesday, January 25, 2022   /   by Jeff Stoffel

13 Maintenance Tips Every Homeowner Should Know

by.. Alison Brown Marketing Strategist at Children’s Dental Fun Zone.

Are you considering buying a new home? Have you already bought a new home, and are now wondering what you should do next? There’s no doubt you’ve heard that buying a home is the biggest investment you are ever going to make. What you probably aren’t told is how to care for your new investment, and what to look for at the beginning that will prepare you for anything that happens down the road. 


As a new homeowner, there are a lot of little things you’ll want to do to make sure there are no issues with your brand new home. Here are a few maintenance tips and tricks that are sure to help out any new homeowner. 



1. Fix Your Dead Outlets
Check all the power outlets in your home annually, checking both the outlet and the power source. If you find that any of your outlets are dead or the source itself is iffy, make sure to call a trusty electrician to get them fixed.&. ...

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Wednesday, January 12, 2022   /   by Jeff Stoffel

CREDIT SCORE FUNDAMENTALS ...How to build and maintain a good score

WHAT THE SCORE MEANS TO YOU

Your credit score is a major personal financial indicator that ranges anywhere between 300 points (the lowest) and 850 points (the highest). Torabi suggests aiming for a score in the mid-700s and up. Higher credit scores will earn you the best interest rates on loans. Additionally, you should pay close attention to the major factors that can harm your credit score:


Paying bills late



Racking up too much debt



Applying for several credit cards within a short period of time


It’s important to monitor your credit score regularly. It’s an urban legend that requesting to see your score can harm it. “A so-called ‘hard inquiry’ from a bank or credit issuer can potentially ding your score, but only if there are multiple hard inquiries on your credit. Checking your score yourself is totally fine and I highly encourage it at least once a year,” Torabi adds. “And for what it’s worth, a new su ...

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