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Jeff Stoffel | Blog

Monday, October 18, 2021   /   by Jeff Stoffel

6 Inexpensive Remodeling Ideas for FALL 2021

Remodeling can cost thousands of dollars, which can take homeowners months or years to save.


– Photo courtesy of Modify Your Space 

In the interim, how do you make improvements to rooms like bathrooms and kitchens? Instead of taking out loans for an expensive remodel, consider investing in a few of these less expensive remodeling alternatives:

1. Refinish bathtub

If you have a porcelain bathtub that looks a bit worn, the alternative to replacing it is refinishing the tub. While refinishing is a long process, it costs less than a new bathtub, about $300 to $1,000 according to ImproveNet. The process involves getting off all of the dirt and grime and then sanding it before putting on new layers of paint and primer. It’s a process that will leave your bathtub looking almost new if you have the right tools and want to invest at least a day working to refinish it.


—Photo courtesy of Sass Construction, Inc.

2. Refinish wood floor

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Monday, October 18, 2021   /   by Jeff Stoffel

5 Moving Day Mistakes That May Slow You Down

Congratulations! You’ve found a new home. Now it’s time to move in. One of the most important components of a successful move may be staying organized. Avoid making these common moving mistakes and you are likely to have a smoother move. Packing boxes haphazardly

You may think that putting everything into boxes as fast as you can is easier, but in reality it is likely to make unpacking a headache. How will you find your silverware without opening up every single box? Pack items by room and label them accordingly so movers can drop them off in the appropriate rooms. Hiring movers without researching

Do your research before choosing a moving company. Read reviews and ask for referrals from friends to decrease the likelihood of lost, stolen, or damaged belongings. Forgetting to set up utilities beforehand

Call your providers a month before your move. Schedule to have your utilities set up in advance so you don’t have another task on your to-do lis. ...

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Monday, September 20, 2021   /   by Jeff Stoffel

INTRO TO FINDING A GOOD DEAL ON A HOME ...Snag your dream home before someone else does

You probably know how to find good deals on clothes, flights, and maybe even a used car. But a house? That’s uncharted territory. Fear not, future homeowner?we sat down with Trenton Hoggard, a CENTURY 21 agent at Wright-Pace Real Estate in Jonesboro, AR, for some tips on finding the home that’s right for you at a price that won’t burn holes in your pockets.

COVER YOUR BASES

Finding your home sweet home is a process that begins with knowing your credit score, finding a lender, and getting pre-approved for a mortgage. One surefire way to ensure your credit score is acceptable is maintaining a low debt balance?it should be no more than 30% of your available credit limit. Hoggard says, “show me what you think your credit score is, and this kind of tells me if a lender or two are suited towards you.” Getting pre-approved for a mortgage puts you at an advantage because it means that the lender is confident you can make the necessary ...

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Monday, September 20, 2021   /   by Jeff Stoffel

HOMEBUYERS! - Learn How to Save Thousands $

New FREE Report reveals how Home Buyers can save Thousands of Dollars in when they Buy!

https://www.century21showcase.info/info/buyers---save-thousands
Get instant access to the free report - click above link
Two primary considerations are top of mind for most homebuyers when they start looking for a home. First, you want to find a home that perfectly matches your needs and desires, and secondly, you want to buy for the best price possible.
Some common denominators emerge when you analyze successful home buyers who’ve successfully purchased the home they want for thousands of dollars below a seller's asking price. While the concept of negotiating skills is probably the first thing that jumps to mind, there are, in fact, three additional key factors that must factor into the process long before you ever submit an offer.

Extensive analysis of this topic by industry experts has resulted in a specific step-by-step purchase plan for homebuyers, a summary of which ca ...

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Monday, September 13, 2021   /   by Jeff Stoffel

CREDIT SCORE FUNDAMENTALS ...How to build and maintain a good score

WHAT THE SCORE MEANS TO YOU

Your credit score is a major personal financial indicator that ranges anywhere between 300 points (the lowest) and 850 points (the highest). Torabi suggests aiming for a score in the mid-700s and up. Higher credit scores will earn you the best interest rates on loans. Additionally, you should pay close attention to the major factors that can harm your credit score:


Paying bills late



Racking up too much debt



Applying for several credit cards within a short period of time


It’s important to monitor your credit score regularly. It’s an urban legend that requesting to see your score can harm it. “A so-called ‘hard inquiry’ from a bank or credit issuer can potentially ding your score, but only if there are multiple hard inquiries on your credit. Checking your score yourself is totally fine and I highly encourage it at least once a year,” Torabi adds. “And for what it’s worth, a new su ...

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